General insurance

Protection for your treasured possessions

General insurance, otherwise known as ‘non-life’ insurance, protects the things you most value, such as your home and possessions, from life’s unexpected events. It also covers travel, pet or car insurance policies.

Home insurance is a blanket term for insurance that protects the structure and permanent fixtures of your property (buildings insurance) as well as your possessions (contents insurance). When you take out a mortgage, your lender will normally stipulate that you take out buildings insurance as a condition of granting your loan, so having a policy in place is absolutely essential.

While contents insurance is technically optional, think about the value of all the possessions of your home. What would it cost to replace the entire contents of your home, including jewellery, clothing, electrical items, furniture, etc. in the case of an unforeseen event such as a fire or flood? Many people underestimate the value of their contents, but it could run into tens of thousands of pounds.

At CH Capital & Mortgages, our advisers have the experience and in-depth market knowledge to talk you through the available options to find a policy that suits your circumstances. We’ll also make you aware of optional extras that may not be covered by a standard policy, such as contents insurance away from the home. When it comes to protecting the things you hold dear, we can help.

As with all insurance policies, Conditions and Exclusions will apply.