Secure your loved one’s financial future

Nobody wants to imagine the worst happening, but have you considered what would happen to your family if they no longer had access to your income? Taking out life insurance, critical illness cover or income protection insurance can give you the peace of mind that your family will be able to manage financially if you died or were unable to work due to an accident or illness.

Life insurance policies will pay out either a lump sum or a regular income to your family when you die. There are various types of life insurance available, such as term insurance (which run for a specified length of time and pay out if you die within this period, or ‘term’) and whole of life insurance (which pay out when you die, whenever this may be).

Critical illness cover can be taken out as a standalone policy or together with life insurance. These policies will pay out if you are diagnosed with a condition that means you are unable to work.

Many people take out these kinds of policies when they take on a significant financial commitment, such as a mortgage, but the unexpected could happen at any time and having a policy in place would take away the financial burden of paying bills, rental or mortgage costs, or other day-to-day expenses such as childcare, at a very challenging time.

We can advise you on which types of protection insurance are best suited to your particular circumstances, and find you policies with a premium and level of cover that you are completely happy with. Don’t leave life to chance – talk to us and protect yourself and your family against the unexpected.